JAX Finance, 9-12 April, 2018
The Conference for Technology in Finance

Host Card Emulation: How a 300€ mobile phone can do what a 0.3€ payment card does

Session
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Infos
Wednesday, April 11 2018
14:45 - 15:35
Room:
Edward 4-6

Host card emulation (HCE) allows mobile application to communicate over Near Field Communication (NFC) protocol. Contactless payment cards use the same NFC protocol to perform payments. Can a mobile application perform card payment using HCE technology? Yes, but it’s not as easy and simple as you might think. I will share with you what it takes to emulate a card payment based on my experience of creating Tieto Cloud Based Payment solution and going through MasterCard approval process.

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